insurance for parts?

daisy · 10-22-2003, 09:49 PM

What company will insure spare car parts that one may have laying around the garage, waiting to be put onto a drivable vehicle? Is there any such thing? Renter's insuance people told me to go to a classic car insurance dealer, but they don't say anything about parts that aren't attached to a registerd car (as far as I've seen so far anyway). So, what do you do? I'm renting, so as I say, have renter's insurance, which won't cover the spare '69 door panels, or the engines and whatnot stacked on shelves in the garage. Suggestions? Please?

Much thanks~

Kisner · 10-23-2003, 11:18 AM

When I was restoring my 68 I had several thousand dollars worth of new and restored parts all over my garage. My homeowner's insurance wouldn't cover anything and my car insurance company told me they couldn't cover anything until the car was put together and drivable. Scared me to death for 4 years since I live on the Mississippi Gulf Coast and we continually get hit by hurricanes. Fortunately, we didn't have a direct hit during that time. I don't know for sure, but I don't think you can get insurance on the parts until they're on the car and it's finished.

daisy · 10-23-2003, 05:18 PM

Thanks for the response on that~ It's hard to believe that there isn't anything out there to protect something that's so valuable. Anyone want to start a business?

10-22-2003, 09:49 PM	#1
daisy Registered Member Join Date: Oct 2003 Location: WNY Posts: 2	insurance for parts? What company will insure spare car parts that one may have laying around the garage, waiting to be put onto a drivable vehicle? Is there any such thing? Renter's insuance people told me to go to a classic car insurance dealer, but they don't say anything about parts that aren't attached to a registerd car (as far as I've seen so far anyway). So, what do you do? I'm renting, so as I say, have renter's insurance, which won't cover the spare '69 door panels, or the engines and whatnot stacked on shelves in the garage. Suggestions? Please? Much thanks~

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10-23-2003, 11:18 AM	#2
Kisner Registered Member Join Date: Nov 2000 Posts: 290	When I was restoring my 68 I had several thousand dollars worth of new and restored parts all over my garage. My homeowner's insurance wouldn't cover anything and my car insurance company told me they couldn't cover anything until the car was put together and drivable. Scared me to death for 4 years since I live on the Mississippi Gulf Coast and we continually get hit by hurricanes. Fortunately, we didn't have a direct hit during that time. I don't know for sure, but I don't think you can get insurance on the parts until they're on the car and it's finished.

10-23-2003, 05:18 PM	#3
daisy Registered Member Join Date: Oct 2003 Location: WNY Posts: 2	Thanks for the response on that~ It's hard to believe that there isn't anything out there to protect something that's so valuable. Anyone want to start a business?