[CupCake]

I have heard about this gap insurance. I do have it, but eventhough it was not my fault, if they cover the remaining of the loan, will my insurace go up?

I am doing better, thanks. I am going to therapy. I don't know about getting a lawyer, so far everybody has been very nice at the insurance company and they have tried to get everything fixed as soon as possible. I hope they call me soon, they came to pick up my car yesterday, so their specialist can take a look at it.