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95ragtop · 08-08-2002, 04:03 PM

As Mr 5 0 said, it is state dependent.

I was a licenced insurance solicitor(worked for broker), and in Calif all drivers in a household need to be on all policies unless specifically excluded. If you have your own car and your own insurance, you can generally be excluded from the parents policy.

In Cali, both the liability and the comp/coll follow the car first, then the driver.

What state are you in???

08-08-2002, 04:03 PM	#4
95ragtop Registered Member Join Date: Feb 1999 Location: Palmdale, CA USA Posts: 59	As Mr 5 0 said, it is state dependent. I was a licenced insurance solicitor(worked for broker), and in Calif all drivers in a household need to be on all policies unless specifically excluded. If you have your own car and your own insurance, you can generally be excluded from the parents policy. In Cali, both the liability and the comp/coll follow the car first, then the driver. What state are you in??? __________________ Take Care, Dave 95 Mustang GT Convertible - SOLD 2000 Buick Regal GS (3.4 pulley, gutted airbox w K&N, U-bend, DHP PCM, TOG Headers. Pre-headers PB 14.81 @ 2700ft elevationw 2.25 60 ft) 1967 Electra 225 convertible (360hp)