Hey thanks everyone, I read all your posts and considered the possiblities.
So the big conversation came up last night. Dun-dun-dunnnnn! (melodramatic music)
I brought up some of your points that you have made on the forum and guess what? She said that now probably isn't the best time to get engaged anyway. So we'll be same as always for now, she said not only is it a HUGE step but she's way too busy to consider such things right now (22.5 credits!!!). Ok, change of heart.
So, thank you everyone, I appreciate all your help and concern.. and Conrad: haha, it's a deal buddy.. this means you don't have to get married!

......(yet)