G/F car caught on fire today

[82 GT]

My girlfriend had a '91 Beretta. She stalled at a redlight(tranny sticks in overdrive sometimes). She cranked it over twice but stalled everytime she put it in gear. She then noticed smoke coming from under the hood and it kept getting blacker and heavier!! No one would pull over and help her even after seeing flames from under the hood. Finally a kid pulled over witha cell phone and called 911. Two guys from a dealership nearby ran up with fire extinguishers and used two tanks to put it out. The Then two firetrucks rolled up and sprayed about 500 gallons of water for good measure. The bad thing is that we didn't have comprehensive coverage on it(lesson learned). The entire engine compartment is toast wiring harnesses and all. It would take more money than it's worth to get running again. It sucks because the body is in almost mint condition. You can't tell it'was in a fire without popping the hood. It would be a good car for someone with the time and money to replace everything under the hood but we are going to have to count our lose and junk it.
Time to go buy another car I guess. This time we are going to insure the hell out of it!!