There are a few companys that have race car insurance but exclude coverage in restricted area meaning the racing surface.this coverage is meant for full time racecars with no other coverage. otherwise your own coverage should apply in the pits or parking lot. if you wreck on the track you are out of luck.
I do know of one guy who wrecked at a road course & was covered.the loophole was the cars were not being timed it was an open track session.95 Cobra with over 12k in damage. I'm sure that company looked over it's policy after that.
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