Insurance at the race track??

89LXCarb · 02-06-2001, 10:21 PM

My insurance company says that if I wreck my car at the track they won't cover me. Does anyone know a company that I can take a one day policy out with so that if I wreck my car I'm not screwed???

------------------
4 cyl converted to 302
comp cams cam, ported GT 40 heads, Edelbrock intake, holley carb
Turbo coupe rear with 373's
4 inch cowl hood
finally done after what seemed like forever!!!!!

93CobraR · 02-06-2001, 10:48 PM

If you wreck your car at the track I suggest you push it out of there and down the street then call them. Thats what I have plans to do if I ever sideswipe the wall.

------------------
87 GT, 4 inch cowl hood,17x9 Cobra R's/255/45's,GT-40 heads,long tubes headers,h-pipe,Flows,BBK cold air, Mass air,70mm MAF, 1.7's, 1" spacer,underdrive pulleys,Pro 5.0, King Cobra, Adj. fuel Reg., Lakewood Lift Bars,50/50's,subframes, 4.10's.
Best time 13.012
Best MPH 104
Best 60' 1.816

Visit my site at:
http://www.geocities.com/cobrar93_2000/MyPage.html

bigwhitecobra · 02-06-2001, 10:55 PM

Yep, that's about the size of it. YOu wreck it at the track, leave the track and call some one. Back in Oct 2k, on the very first run of the day, some 16-19 year old kid wrecked his dad's 98 Cobra. Needless to say, it kinda brought us down a bit for the rest of the day. (OH yeah, this was an all Ford show BTW @ the strip)

------------------
1989 GT- Vortech blown 306, Anderson 3" power pipe, Vortech S-Trim 14# boost, MSD-6BTM, black wrinkle finish Cobra valve covers(woohoo), world class T-5, 3.55 gears, custom sub-frame connectors, Cobra grille insert and rear valance, Saleen "whale" wing, 4 wheel disc conversion, 11.1@124
1994 Cobra- MAC cold air fender kit, Motorsport underdrive pulley's, MAC 21/2" off-road H pipe, SVO mufflers, 3.73 gears, E-303 cam, 13.417@101.335mph

smooth · 02-06-2001, 11:18 PM

insurance fraud is a felony

atleast in my state

n20lx · 02-07-2001, 09:34 PM

finally a reason to be happy the least valuable part of my car is the body. If I wreck it I'll just dump the driveline in another one.

9SecLX · 02-11-2001, 10:57 AM

I am with n20lx. I am building up an 88LX notch. The body with a blown engine minus tranny only cost me $500. That sure beats spending some time in the pokey

tireburner163 · 02-11-2001, 11:39 AM

At the track near my house they make you sign a waver that basicly says that if you wreck you car or get hurt that they aren't responsible.

------------------
1990 Dodge Dynasty with 175,000 miles. Mods:chiped paint, CD player. Sucks but it was free. Praying for a stang.
The "Guetto Glider"

88COBRA · 02-11-2001, 01:48 PM

My insurance company says the same thing. I think that I why I do not go to the track.

Not only will they not cover me for the crash, they kick me out! And once you are kicked, here in Canada, it is hard to get back with anyone.

For me it is not worth it!

Ian

Super9089 · 02-11-2001, 03:19 PM

There are a few companys that have race car insurance but exclude coverage in restricted area meaning the racing surface.this coverage is meant for full time racecars with no other coverage. otherwise your own coverage should apply in the pits or parking lot. if you wreck on the track you are out of luck.

I do know of one guy who wrecked at a road course & was covered.the loophole was the cars were not being timed it was an open track session.95 Cobra with over 12k in damage. I'm sure that company looked over it's policy after that.

02-06-2001, 10:21 PM	#1
89LXCarb Registered Member Join Date: Jan 2000 Location: Columbus Grove, Ohio, USA Posts: 267	Insurance at the race track?? My insurance company says that if I wreck my car at the track they won't cover me. Does anyone know a company that I can take a one day policy out with so that if I wreck my car I'm not screwed??? ------------------ 4 cyl converted to 302 comp cams cam, ported GT 40 heads, Edelbrock intake, holley carb Turbo coupe rear with 373's 4 inch cowl hood finally done after what seemed like forever!!!!!

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02-06-2001, 10:48 PM	#2
93CobraR Registered Member Join Date: Oct 1999 Location: Cincinnati, Ohio Posts: 1,575	If you wreck your car at the track I suggest you push it out of there and down the street then call them. Thats what I have plans to do if I ever sideswipe the wall. ------------------ 87 GT, 4 inch cowl hood,17x9 Cobra R's/255/45's,GT-40 heads,long tubes headers,h-pipe,Flows,BBK cold air, Mass air,70mm MAF, 1.7's, 1" spacer,underdrive pulleys,Pro 5.0, King Cobra, Adj. fuel Reg., Lakewood Lift Bars,50/50's,subframes, 4.10's. Best time 13.012 Best MPH 104 Best 60' 1.816 Visit my site at: http://www.geocities.com/cobrar93_2000/MyPage.html

02-06-2001, 10:55 PM	#3
bigwhitecobra Huh? Whatcha said? Join Date: Oct 2000 Location: Fayetteville, NC Posts: 1,073	Yep, that's about the size of it. YOu wreck it at the track, leave the track and call some one. Back in Oct 2k, on the very first run of the day, some 16-19 year old kid wrecked his dad's 98 Cobra. Needless to say, it kinda brought us down a bit for the rest of the day. (OH yeah, this was an all Ford show BTW @ the strip) ------------------ 1989 GT- Vortech blown 306, Anderson 3" power pipe, Vortech S-Trim 14# boost, MSD-6BTM, black wrinkle finish Cobra valve covers(woohoo), world class T-5, 3.55 gears, custom sub-frame connectors, Cobra grille insert and rear valance, Saleen "whale" wing, 4 wheel disc conversion, 11.1@124 1994 Cobra- MAC cold air fender kit, Motorsport underdrive pulley's, MAC 21/2" off-road H pipe, SVO mufflers, 3.73 gears, E-303 cam, 13.417@101.335mph

02-06-2001, 11:18 PM	#4
smooth Registered Member Join Date: Nov 1999 Location: illinois, USA Posts: 649	insurance fraud is a felony atleast in my state

02-07-2001, 09:34 PM	#5
n20lx Registered Member Join Date: Sep 1998 Posts: 495	finally a reason to be happy the least valuable part of my car is the body. If I wreck it I'll just dump the driveline in another one.

02-11-2001, 10:57 AM	#6
9SecLX Registered Member Join Date: Feb 2001 Location: Lafayette,IN USA Posts: 18	I am with n20lx. I am building up an 88LX notch. The body with a blown engine minus tranny only cost me $500. That sure beats spending some time in the pokey

02-11-2001, 11:39 AM	#7
tireburner163 It's a lot like a race car Join Date: Aug 2000 Location: Meridian, MS Posts: 4,130	At the track near my house they make you sign a waver that basicly says that if you wreck you car or get hurt that they aren't responsible. ------------------ 1990 Dodge Dynasty with 175,000 miles. Mods:chiped paint, CD player. Sucks but it was free. Praying for a stang. The "Guetto Glider"

02-11-2001, 01:48 PM	#8
88COBRA STANGPOWER.COM Join Date: Jun 1999 Location: Ontario, Canada Posts: 1,045	My insurance company says the same thing. I think that I why I do not go to the track. Not only will they not cover me for the crash, they kick me out! And once you are kicked, here in Canada, it is hard to get back with anyone. For me it is not worth it! Ian

02-11-2001, 03:19 PM	#9
Super9089 Registered Member Join Date: Feb 2001 Location: Coventry R.I. U.S. Posts: 37	There are a few companys that have race car insurance but exclude coverage in restricted area meaning the racing surface.this coverage is meant for full time racecars with no other coverage. otherwise your own coverage should apply in the pits or parking lot. if you wreck on the track you are out of luck. I do know of one guy who wrecked at a road course & was covered.the loophole was the cars were not being timed it was an open track session.95 Cobra with over 12k in damage. I'm sure that company looked over it's policy after that.