WOOOHOOOO Good news good news
 

Got my truck paid for enough that I dont have to have full coverage any longer. I had the truck advertised because I couldnt afford the ins. ( dont ask why ). But I got the loan payment down enough now that the ins goes to liability and I GET TO KEEP THE TRUCK WOOOOHOOOOOO

Bradley

nice truck....but aren't you worried about coverage? what if you get into an accident and because of a technicality it's called your fault.....it would be a loss to you without any coverage. You'd still owe on the loan for something you didn't have. Not trying to jinx you or anything, just trying to be realistic. wouldn't want to hear that what I described above would actually happen.

Cool. Glad for ya, man. That is a REALLY nice truck.

That truck is great looking, the body style I want next for a work truck.

Well true I am kinda worried about worried about a wreck.. but my insurance stil lcovers the other drivers and unless the wreck totals the truck I have the know how and resorces to fix my truck cheap. When I wrecked my mustang my fault, only on involved. I had to just eat it. .that one cost me bout 5 grand outta pocket.. Ive slowed down considerably since then.

Bradley

cool brad, i knew you didnt want to sell your truck, great man. ;) :D :D :D

Don't forget to have 'loan lease gap' coverage added to your policy. Basically, loan lease gap coverage will cover the negative difference of FMV as compared to your loan amount. (i.e. You total the truck and the insurance co. said the truck's FMV was $8,000, yet you still owe $10,000 on your loan. In this situation, the insurance company will pay the differential [$2,000] and the FMV [$8,000].) It's very cheap to add this provision to most any policy and comes in handy in situations like this.

E

Thats a good idea but the truck is worth $7xxx and I owe just over $2xxx now so im not gonan worry about that..

Bradley

Yeah, for you Bradley! I know that takes a huge weight off your shoulders. :p