Don't forget to have 'loan lease gap' coverage added to your policy. Basically, loan lease gap coverage will cover the negative difference of FMV as compared to your loan amount. (i.e. You total the truck and the insurance co. said the truck's FMV was $8,000, yet you still owe $10,000 on your loan. In this situation, the insurance company will pay the differential [$2,000] and the FMV [$8,000].) It's very cheap to add this provision to most any policy and comes in handy in situations like this.
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1991 5.0 LX Coupe - 40,750 miles
331 cu. in. / Tremec 3550 / BFG Drag Radials
12.22 @ 114.31 mph - w/1.89 60'
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