Joe:
A supercharger is basically an air pump that forces more air into the engine which allows for more fuel/air to be burned and that helps 'make' more HP. Oversimplified but that's the basic idea.
They bolt onto the engine and cost about $3,000. + a full days installation time and require some other parts to perform properly.
With enough money, you can make anything you want in a vehicle but it's usually not practical to do so. If all V-6's could be made to run like 4.6 Cobras without spending a lot of money, everyone would buy the 3.8 and the Cobra engines would collect dust.
You can add a lot of power to your V-6 with a supercharger, but it's obviously not cheap.
As for notifing the insurance company when you add performance parts: No, it's not necessary; but if the car was ever stolen ot trashed those parts won't be covered and if someone was to steal your supercharger (highly unlikely) it might not be covered by your auto insurance policy's comprehensive coverage as it isn't a 'factory' part and you never added it to the policy.
I strongly suggest you get a subscription to one of the Mustang magazines and try to get familiar with some of the aspects of performance cars. The ads alone are a wealth of information and a 2000 Ford Racing catalog ($5.) is a good learning tool as it has some nice parts for the V-6 and explains a lot of things about performance.
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