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-   -   How much Insurance do you Pay... (http://forums.mustangworks.com/showthread.php?t=24096)

Ty'97Cobra 05-21-2002 07:38 PM

How much Insurance do you Pay...
 
I pay $950ish per year for the '97 Cobra Vert and appx. $550 per year for the LX. ($80/month & $45/month)
Both are full coverage with $1000 deductable. No tickets and I'm 32 years old.

Yep, shouldn't pay the deductable for the '88 but it is only $30 a year so, WTF!!!!....

So what do you all pay????

Stang_Crazy 05-21-2002 07:56 PM

I pay a little less than $1000 a year ($91/mo.) for my Stang. That's with Safe Auto. But hey, I'm only 21, the policy is in my name only , and I used to drive like a D**K when I was 16 and 17 (got a few tickets..ahemm...6 of them...ahemm). I don't have full coverage but I only drive the stang 7 months out of the year for only 2k miles a year or so.

Also have a 94 Grand Prix SE with 109k miles on it. It's the daily driver. With full coverage, my payments are $133/mo.

rbatson 05-21-2002 08:18 PM

I pay $335.08 every 6 monthes for the mustang, $60 of that is coverage on the stereo equipment(added that after car was stolen and old stereo stripped). I have a $250 deductible. The bike I just bought is costing me $332 every 6 monthes(full coverage) and the 98 sonoma beater I own cost me $159.08 every 6 monthes(don't have collision on this one).

srv1 05-21-2002 08:21 PM

i pay $650 for both vehicles a year. my 90 5.0 and my 87 T-Bird. i do not have any collision, but i do have glass on both.

Ponycar_302 05-21-2002 11:08 PM

I use Erie Insurance Group, and pay $219 every three months. That is for two vehicles; a 97 Tarus, full coverage and an 85 GT, limited coverage. I have a $500 deductable for the Tarus, and $250 collision deductable for both. I am 29 and my wife is 29, both with clean driving records.

frdgrl 05-22-2002 02:09 AM

I pay $1800 a yr for full coverage on my 2001 mustang and 2001 Jeep Wrangler. I'm 24 with no tickets as of yet. Not too bad, I guess. I haven't shopped for new insurance since I was 19, so I don't know what's good or bad any more.

joe4speed 05-22-2002 02:59 AM

I pay 52.00 a month for the Stang, 48.00 a month for the Olds and 89.00 a month for the Ninja

Coupe Devil 05-22-2002 08:11 AM

Last month I paid $247 Dollars for a 93 Mustang Notch 4 banger with Recreational vehicle, and on a 96 Ford F-150 with Full coverage, Both have a $1000 dollar deductible. I had one wreck and one ticket on my record. Last month the ticket got cleared from the record (its been three years) and just last week I sold the Mustang so mine will be going down just not sure how much. The wreck will eb cleared from my record nest April so it should go down a little more then the next April I'll turn 25 so I should get a discount again. If I can keep it between the ditches for two more years My insurance will be back to a reasonable rate.

Brad

silverstang01 05-22-2002 09:05 AM

Do I take the best record worst insurance award? I have never gotten a ticket my record is spotless and yet I pay $250 a month :-( that's $25 more than my car payment. Also those are premium rates, think what a V8 would cost me....aaaaaaahhhhhhhhhhhh!!!!

95mustanggt 05-22-2002 11:29 AM

I'm pretty lucky, I will only pay $600 for a full year. But I'm 26, married and get a discount for being an engineer (apparantly engineers are less likely to be in a wreck?).

That is full coverage with $500 deducable.

I have a couple tickets, but since they are either in the US (I'm Canadian) or difference provinces (only have to pay if I ever get a DL there), I'm safe (unless I go to Arizona ;) )

blue00gt 05-22-2002 11:50 AM

Sorry, Silverstang - looks like I got ya beat. I pay $261 a month for my '00 GT and '79 Pace Car (actually would have cost the same for just the GT because of 2nd car discount). Comes out to $3132 a year.
I got an 'exhibition of speed' ticket about 4 years back for laying 100 yards of rubber going up a hill with my Pace Car before I changed out the 7.5" one-legger and the crappy stock metric wheels and tires. Turns out it hurts you the same as a DUI on insurance. I never even got over the speed limit. :confused: No other tickets on my record, even.

mxz 05-22-2002 02:14 PM

I only pay $550 Canadian a year on my 89' 5.0 full coverage.I think that is only around $350 US.

2000stanggirl 05-22-2002 02:49 PM

We pay $1260 per year for full coverage (500 coll deduct, 250 comp deduct) for a '96 Taurus and '00 GT. Married couple over 25 no traffic record.

silverstang01 05-22-2002 05:27 PM

blue00GT but thats with a less than perfect record, you only have to pay 16 more per month than me. Think if I got the same ticket my insurance would probably go over 300 ouch!!!

2001 WS6 TA 05-22-2002 06:47 PM

I pay about $1650 per year, which is really good for living in NJ

90'5.0 Conv 05-22-2002 07:31 PM

I pay $2,160 a year on the 90 stang vert, 91 honda civic, and 2000 F-150. Thats both of us together. Am I getting stiffed:eek: My last ticket was over 3 yrs ago, same with the wife's accident.

James


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