I'm pretty lucky, I will only pay $600 for a full year. But I'm 26, married and get a discount for being an engineer (apparantly engineers are less likely to be in a wreck?).
That is full coverage with $500 deducable.
I have a couple tickets, but since they are either in the US (I'm Canadian) or difference provinces (only have to pay if I ever get a DL there), I'm safe (unless I go to Arizona
)