[this is not cbring]

another example of how me not wearing my seatbelt might effect you............

lets say we are both driving on the same road. lets say that i'm not wearing my seatbelt......lets say that you make a mistake, or your car fails you or something.......causing me to hit you.......accident is clearly your fault......with a seatbelt, i might hurt my back and bruise my chest, maybe crack a rib or something........but, i'm not wearing my seatbelt, so i fly into my steering column at a funny angle and get paralyzed........my expenses exceed your coverage by a few hundred thousand dollars.......you face a lawsuit and either settle or lose.........you face a 6 figure debt that may have been prevented or minimized if i wasn't negligent

sounds fair, eh?