Thanks for the info. I was layed off in June (gotta love the high tech industry) and recently got another job. I got behind on some CC bills, but now am in the process of catching up, so my credit is no longer A tier. My car was repoed the other day when someone at my bank saw it on a local consignment lot. One of the loan officers knows my car, and told her boss about it at the bank. They called me to ask if that was my car, and I said yes, and they said that was a violation of my loan papers (which i didnt know putting a car on consignment was before now) and they said they were going to repo it---never saw that one coming. I told my bank that I have had 4 car loans thru them, paid three off totally, and have never in all 4 car loans been even as much as a day late on my payments, and they said they didnt care about that---and that they were repoing it regardless. So knowing that I havent been at my current job more than 6 mos, still making decent $$$, but now having a repo on my record, is there still hope? Should I go to a car dealership to avoid a bank for a loan? Any other thoughts?
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