Oh matching is great!! It's like free money! I would split and go with a higher risk but I don't plan on touching my IRA for at least 20 years. The fund that I'm invested in isn't too conservative and isn't too aggressive (~13% return over 15 years) which I like.
High risk and big returns would be nice but I don't want to risk losing my money because I really can't afford to. I figure in 20 years, I'll have my house paid off and my IRA will be in great shape (hopefully) so there is really no need to invest in 'high risk/high return' stock. Fast returns might be nice but as long as I keep investing the way I currently am and don't stray too far off the path, everything should work out pretty good.
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~Dan
2001 SVT Lightning
89' GT : Taking up garage space and waiting for a buyer...
Rice Hater's Club - Member #11
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