Accidents do hurt. When I was 17 I got into an accident in my 91GT and it was my fault(not really, but they blamed me anyway). My insurance for my 92 GT Convert. was 5500 a year and it JUST went down to 2400 a year because I switched companies and they said they would take off the accident because they couldn't understand how it was my fault. I tried to get a 98 Cobra Conv. at that time and the old company wanted to charge me 9200 a year for insurance!!!! You should shop around and try different companies. I switched to Liberty Mutual from State Farm.
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1992 GT 5.0L Convertible
BBK Shorties, Flowmasters, Super Chip, Mass Air, Under Drive Pullies, Hurst Shifter, Duck Tape
AIM: SmokeyDP