My g/f's mom said set up a stated value policy. This is were you tell them the amount you car insured for. hope this helps
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THE SLO PONY
1992 Ford Mustand LX. 2.3 liter four-banger, auto. Future mods: V-8 swap.

Fly it loud, Fly it proud!!!
If it ain't broke, you ain't tryin hard enough