Pension and retirement

[Stang_Crazy]

The company I work for doesn't offer a pension but we do have a 401k plan PLUS my employer matches what I put in dollar for dollar up to 3%.

I have the money taken out of my check every week which is nice because I learned to adjust my lifestyle accordingly and after the first few months, I got used to it. My IRA is a long term growth fund (20+ years) that I don't plan on touching for quite some time. At 23 years old, I have had my IRA for almost a year now and as long as I keep investing the way I have been, I should be in great shape when it comes time to retire (45 or 50 yrs old).

Who knows, by the time I'm ready to retire, social security will probably be a thing of the past.....