Insurance companies suck

Unit 5302 · 02-02-2001, 05:50 PM

Well, the insurance company is basing the cost of insuring you on a percentage risk of being in an accident, more or less. If you got all your money back every time you had a perfect year the company's would go broke almost instantly. I mean, if that was the case, do you actually think some people pay in like 50,000 a year, or enough to cover a major accident?

The way you get your money back is in the form of reduced rates based on your risk, again, more or less.

Sad fact is the insurance companies have been practicing price fixing for a long time now. Most area's require you to have it, and they **** the living **** out of younger males as far as rates go. I'm talking over 100% profit for the 16-25 age group. They literally have math people figure out the risk for us, then they take the actual average price for insuring us, double it and add operating costs. Totally ******* lame.

Plus in most instances the Midwest gets ****** the hardest. To make money back up across the boards many larger companies such as Allstate, Farmers, and State Farm (easily the most dirty program running, assfucking, sob's ever to crawl out of some hole in the ground assholes) raise the Midwest rates to compensate for losses taken in earthquake claims, hurricanes, floods, and other natural disasters.

Every single time I have ever dealt with the insurance companies they have ****** me over. EVERY SINGLE TIME!!!!! I hate them. It's beyond hate. I absolutely dispise auto insurance companies.

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02-02-2001, 05:50 PM	#7
Unit 5302 Registered Member Join Date: May 1999 Posts: 5,246	Well, the insurance company is basing the cost of insuring you on a percentage risk of being in an accident, more or less. If you got all your money back every time you had a perfect year the company's would go broke almost instantly. I mean, if that was the case, do you actually think some people pay in like 50,000 a year, or enough to cover a major accident? The way you get your money back is in the form of reduced rates based on your risk, again, more or less. Sad fact is the insurance companies have been practicing price fixing for a long time now. Most area's require you to have it, and they ** the living out of younger males as far as rates go. I'm talking over 100% profit for the 16-25 age group. They literally have math people figure out the risk for us, then they take the actual average price for insuring us, double it and add operating costs. Totally *** lame. Plus in most instances the Midwest gets ** the hardest. To make money back up across the boards many larger companies such as Allstate, Farmers, and State Farm (easily the most dirty program running, assfucking, sob's ever to crawl out of some hole in the ground assholes) raise the Midwest rates to compensate for losses taken in earthquake claims, hurricanes, floods, and other natural disasters. Every single time I have ever dealt with the insurance companies they have **** me over. EVERY SINGLE TIME!!!!! I hate them. It's beyond hate. I absolutely dispise auto insurance companies.